Workshop – Rising Interest Rates and Bonds

Rising Interest Rates and Bonds

Thursday, February 9th at 4pm in Colorado Springs -A workshop for all Clients, Successor Trustees and Guests.

Unaware of how interest rates affect your bond investments?

Beware.

  • Many of our clients hold a significant portion of their balanced portfolios in bonds – long considered a safe investment.
  • But bonds underperform and lose value when interest rates increase.
  • Today’s interest rates are at historic lows and have nowhere to go but up.
  • Are you prepared?

 

A tradition in investing has been the idea that a diverse portfolio will hold its value under a variety of different economic conditions better than a less diversified portfolio. One of the ways that we have diversified is by including what have traditionally been considered a “safe” investment: bonds. Because the value of bonds goes down as interest rates go up, historic low interest rates may put you in a position to lose value in a part of your portfolio that you are counting on for your retirement income. Attend the Workshop to learn about the situation and some suggestions about how to invest to avoid potential losses.

Patrick D. Johnson, CFP, CLU, ChFC

Patrick began his career in financial services in 1996 and has served clients in a litany of capacities: as a traditional investment broker; as a Vice President in the Trust Department with a large super-regional bank in the capacity of a financial planner helping the bank’s high net worth clients; and, as the president of a life insurance brokerage general agency.

Patrick believes strongly in giving back to the client-advisory community and has served on a local level as: President of the Financial Planning Association (FPA); Board of National Association of Insurance and Financial Advisors (NAIFA); Speaker for Continuing Education for Estate Planning Attorneys, CPAs and Life Insurance Agents.

Patrick holds a B.A. in English from Furman University. In addition, he also holds the following professional designations: Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), and Chartered Financial Consultant (ChFC).

Patrick is married to Jenny, his wife of twenty years. Patrick and Jenny have two children and live in Woodland Park, Colorado.